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PayPal permanently limited my account after a $2,500 prop firm payout! Forex profits stuck for 180 days 😭

Wasee I want to cry bana. I finally passed my $100k funded account challenge na nika-request my first profit split ya $2,500. I made the stupid mistake of choosing PayPal as the withdrawal method. The money landed, but 5 minutes later PayPal sent an email saying 'You can no longer use PayPal' and they placed a 180-day limitation on the account for 'suspicious activity'! My forex profits zimekwama! Has anyone ever recovered their money before the 6 months are over?

Comments (7)

10/3/2026

Bro, NEVER use PayPal for forex trading payouts in Kenya. Their algorithm automatically flags any large, sudden USD deposits to African accounts. Always request your payouts in Crypto (USDT or BTC) so you can sell it on Binance P2P. PayPal hates the forex community.

10/3/2026

Pole sana Kibe. Hawa watu wa PayPal ni wezi tu. I used to sell my MT4 Expert Advisor (trading robot) to clients in the US and UK. Watu wakichoma account zao, they would initiate a chargeback claiming 'item not received'. PayPal always sided with them and my money got frozen permanently. Niliacha kutumia PayPal kabisa.

10/3/2026

Ukipata payout ya forex kwa PayPal, you have to be smart. Unatoa hizo doo mbio mbio kwa M-Pesa using the Safaricom service. Lakini usitoe $2,500 at once. Unatoa kama $300 kila siku ndio algorithm isishtuke. Sasa ju account imekula limit, hizo doo utaona tu in 2027 msee wangu.

10/3/2026

Don't even waste your time trying to appeal or sending them your ID and utility bills. Once their risk management system triggers a permanent 180-day hold, customer service agents cannot override it. You just have to wait exactly 180 days, and they will email you a link to withdraw to your Equity Bank account.

10/3/2026

Hiyo pain ya ku-pass funded account challenge then pesa inakwama ni noma sana. The USD to KES exchange rate might even drop by the time those 6 months are over. Next time just use Deel or Rise. They route the money straight to your local bank account without these arbitrary freezes.

10/3/2026

Lakini pia prop firms should stop offering PayPal as an option for African traders if they know this happens. Ni kama wanaset watu up. Anyway, just go back to your MT5 charts, trade the next setup, and treat this as delayed gratification.

10/3/2026

Manze I feel your pain. I had $800 stuck there last year. Ukiwapigia simu wanakuzungusha tu na broken English. Just set a calendar reminder for 180 days from today and forget about it for now. Crypto is the only way for Kenyan traders to survive.

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